"Welcome to the United States!"; are the words that echo through the halls of US Customs and Border Protection, marking the beginning of a new chapter for thousands of Nigerian students each year. This journey, fueled by ambition and the pursuit of a promising future, is a bold step for these individuals, representing over 44,000 Nigerians admitted to US universities in 2023.

Stepping into the US as an immigrant is exhilarating and daunting. Finding your way in a new culture, finding your footing in a different environment, and starting a new life feel overwhelming. But fear not! The Nigerian community in the US is a beacon of support, ready to welcome you with open arms.

The Nigerian Diaspora

Nigeria holds the title of sending the most students to the US from all of Africa. The 2022 American Community Survey (ACS) paints a clear picture of this growing community, estimating that 85% of the 712,294 US residents of Nigeria have made the journey from their West African homeland.

Your First Steps 
As you go on your American adventure, here's a comprehensive guide to help you settle in smoothly, based on the collective wisdom of the Nigerian community in the US:

One of the first things on your to-do list after arriving in the US is securing a mobile network provider. This will allow you to stay connected with family and friends back home, navigate your new city, and access important services. There are popular providers to choose from, catering to different budgets and needs:

Budget-friendly: Mint Mobile offers affordable plans.

Other options: Lyca, T-Mobile, and AT&T are well-known providers with varying coverage and plans.
Research which provider offers the best coverage in your specific area. Check online reviews, ask fellow students, or visit a local store to compare plans.

Airport: Many airports have kiosks where you can purchase SIM cards.

Retail Stores: Walmart and other retailers also sell SIM cards.

Pre-order: If you have time before arriving, consider asking someone to order a SIM card, as delivery can take a few days.

Why a US Phone Number Matters:
Having a US phone number is essential for tasks like; opening a bank account: Many banks require a US phone number for verification. You may need a US phone number to sign up for various services, such as ride-sharing apps.

Data Plans:
You do not need an unlimited data plan right away, as Wi-Fi is available in many public places, such as libraries, coffee shops, and university campuses. However, having some mobile data helps find your way, and explore your new city.

Securing comfortable and safe accommodation is a top priority upon arriving in the US. Here's a breakdown of common options for Nigerian students:

1. Graduate Housing:
If your university offers graduate housing, this is a convenient and often affordable option. It typically provides on-campus housing with amenities and access to university resources.

2. Off-Campus Apartments:
If graduate housing isn't available or you prefer to live off-campus, you'll need to find an apartment and sign a lease. Leases typically last for one year, so carefully review the terms and conditions before signing.
Important Considerations:

Lease Agreements: Pay close attention to the terms of your lease. Violating lease conditions, such as late rent payments or unauthorized pets, can result in the loss of your security deposit.

Shared Housing: Consider sharing an apartment with other students to reduce costs.

Location: Choose a location that is convenient for your university, work, and social activities.

Safety: Prioritize your safety by choosing a secure building in a safe neighborhood.

Resources:
University Housing Office: Your housing office in the university provides information and resources for finding off-campus housing.

Online Listings: Websites like Campteller offer listings for apartments in your area. 
Local Real Estate Agents: Real estate agents can help you find suitable apartments and navigate the rental process.

You've likely heard about the Social Security Number (SSN), and for good reason! It's a vital document for international students in the US, especially if you plan to work during your studies.

Why You Need an SSN:
On-Campus Employment: Many universities allow students to work on campus, and an SSN is required to receive payment.

Authorized Off-Campus Employment: If you're eligible for internships or Optional Practical Training (OPT), an SSN is necessary for legal employment outside campus.

Applying for Your SSN:
Apply for an SSN after being physically present in the US for at least 10 days.

Start by visiting your university's International Student Services Office (ISSO). They will guide you on the necessary documents and procedures for applying at the Social Security Administration (SSA) office.

If you're on a funding package, you may need to obtain a work authorization letter from your department or the ISSO before applying. Securing a part-time job also makes you eligible to apply for an SSN.

An SSN ensures that you work legally in the US while studying. Your SSN is also used for tax purposes, including filing your taxes and receiving any tax refunds.

A US bank account is a must-have for international students. It's how you'll manage your finances, whether receiving university funding, working on campus, or taking on a part-time job.

Why You Need One:
University Funding: Many universities require a US bank account to deposit funds.
Paychecks: Employers will need your account details to pay you.

Types of Accounts:
Checking Account: For everyday transactions like deposits, withdrawals, and bill payments.
Savings Account: For saving money and earning interest over time.

Carefully review the terms and conditions to understand any fees. Some banks offer ways to waive account maintenance fees, such as maintaining a minimum balance or setting up direct deposits.

As an international student, building a credit history in the US is important. A credit card helps you do this while providing convenient access to funds.

The Discover Student Card is a great choice for students. It has no annual fee and offers student-friendly rewards. You can apply with your I-20 form, visa, and US phone number.

Referrals: If you can, have someone refer you when applying. This qualifies you and the referrer for a $100 bonus.

If your bank offers a credit card, consider it as well. Building credit with two cards from the start is common, if you can manage them responsibly.

You'll need to stock up on groceries and household essentials. Here are some stores that offer good options for students at affordable prices:

Groceries:
Walmart: A popular choice for a wide variety of groceries and household items.
Dollar Tree: Nearly everything is priced at $1.25, making it a budget-friendly option for basic items.
Star Market: Another option for groceries, though availability may vary by region.

Household Items:
Goodwill: Check out your nearest Goodwill store for gently used items at discounted prices. It's a great place to find affordable home essentials.

Being a student comes with perks! You have access to a ton of discounts that save you money on everything from tech to entertainment to everyday essentials.

Companies like Apple and software providers offer student discounts on devices and subscriptions. Streaming services like Spotify and Amazon Prime offer student discounts, some internet providers, such as Xfinity, offer student discounts on plans, and many clothing stores and retailers offer student discounts.

Food:
Some campuses provide food pantries where students get groceries at little to no cost. Apps like Student Beans help you discover great student discounts on a wide range of products and services. Even some barbershops offer student discounts! Always ask before making a purchase, especially for big-ticket items.

Starting in May 2025, a Real ID will be required for domestic flights and entry into federal buildings.
How to Get One: Visit your state's DMV or RMV in person and provide:

Proof of Identity (passport, birth certificate, or permanent resident card)
Social Security number (or W-2 form)
Proof of Residency (utility bill, lease agreement, or bank statement)

Timing: The process takes some time, so apply well in advance. If you have a valid passport, you can still use it for air travel, but a Real ID is a convenient alternative.

Healthcare in the US is expensive, so health insurance is essential.
Many universities offer student health insurance plans which are the most convenient and affordable option. Familiarize yourself with the details of your insurance plan, including:

How to access medical services
What to do in case of an emergency
In-Network Providers: If you're on a university-sponsored plan, find out where the nearest in-network hospitals and clinics are located.

Public transportation is a great way to explore your new city and save money.

Reliable Options: Many cities have reliable bus, train, or subway systems.
University Passes: Some universities offer free or discounted transit passes to students.
Navigation Apps: Download apps like Google Maps or local city apps to help you navigate public transportation.

Your university offers a wealth of resources to help you succeed. Take advantage of them!

Libraries: Study spaces, research materials, and helpful librarians.
Counselling Services: Support for academic, personal, and mental health needs.
Career Centres: Career guidance, job search resources, and internship opportunities.
Recreational Facilities: Stay active and have fun with gyms, sports fields, and fitness classes.
Workshops and Events: Opportunities for academic, personal, and professional development.

Adjusting to a new culture is an exciting journey! Embrace the experience. Join campus clubs and activities to get to know people from diverse backgrounds and discover your new environment. Familiarize yourself with local laws, especially regarding alcohol consumption and smoking. These can vary from state to state.

Networking is key to your academic and professional success.

Attend Events: Connect with people in your field of interest.
Join Clubs and Organizations: Meet like-minded individuals and develop your skills.
Connect with Professors and Peers: Build relationships that lead to internships, research opportunities, and jobs. Many universities have international student organizations that help you connect with others from your home country. Join the community of fellow Nigerians (like NIUS) for support and friendship.

Managing your finances as a student is crucial. Create a Budget. Track your expenses, including tuition, rent, groceries, and other living costs. Open a Savings Account. Set aside money for emergencies. Be cautious with credit card use to avoid accumulating debt.

Familiarize yourself with safety protocols on campus and in your community. Save the contact information of campus security and local emergency services. When going out, especially in unfamiliar areas, stay aware of your surroundings. Inform someone about your plans and whereabouts.

Stay informed about your visa status and legal requirements related to your stay in the US. Understand the rules around work authorization, maintaining full-time student status, and reporting any changes to your International Student Office. Keep your documents, like your passport and I-20, up to date.

If you have an international driver's license, it's typically valid for one year each time you enter the US. Visit the nearest Department of Motor Vehicles (DMV) or Registry of Motor Vehicles (RMV) to confirm the regulations in your state. Start obtaining a state-issued driver's license as soon as possible. This will make it easier to drive legally, rent cars, and use it as a form of identification.